Choose your next factoring partner.
Compare published terms, see who fleets use, and find a factor that works with your operation.
Across 30 companies that publish terms: advance up to 100%, fees 2% to 3%.
Fleets on Vektor typically pay 1.5% to 2.75%.
Published figures are medians; fleet-paid figures summarise typical fee bands. A dash means a fact is not listed.Compare factoring companies
61 of 61 companies- RTS FinancialOverland Park, KSAdvance –Fee 1.0–2.5% fleet-paidFunding 24 hoursRecourse: Non-recourseWorks with Vektor one-clickRTS Financial buys freight invoices so carriers can cover costs while customers take time to pay. Its mobile app supports invoice uploads and payment management.Checked 2026-10-01 · View profile →
- CarrierNet GroupSioux Falls, SDAdvance –Fee 1.0–2.5% fleet-paidFunding –Recourse: Non-recourseNo integration yetCarrierNet provides freight factoring and financial management services for trucking businesses. Carriers submit invoices through an account and can use broker credit checks before booking loads.Checked 2026-10-01 · View profile →
- OTR SolutionsRoswell, GAAdvance –Fee 2.0–3.0% fleet-paidFunding –Recourse: Non-recourseWorks with Vektor one-clickOTR Solutions provides non-recourse freight factoring for carriers. Its services also include fuel cards and tools for managing payments.Checked 2026-10-01 · View profile →
- TriumphDallas, TXAdvance –Fee 1.5–3.0% fleet-paidFunding –Recourse: Non-recourseIntegration pendingTriumph provides freight factoring for owner-operators, fleets and freight brokers. Qualifying invoices can be paid through LoadPay, with non-recourse contracts available.Checked 2026-10-01 · View profile →
- Apex CapitalFort Worth, TXAdvance –Fee 1.5–3.0% fleet-paidFunding 24 hoursRecourse: Non-recourseWorks with Vektor one-clickApex Capital provides freight factoring for trucking companies. Carriers can submit invoices through its tools and access payment options that include funding outside regular banking hours for qualifying clients.Checked 2026-10-01 · View profile →
- OutgoSeattle, WAAdvance –Fee 1.5–2.5% fleet-paidFunding 4 hoursRecourse: Non-recourseNo integration yetOutgo is a DAT product that combines freight factoring with invoice and payment tools. Carriers can manage invoices, check brokers and use a debit card through the service.Checked 2026-10-01 · View profile →
- Love's Financiallovesfinancial.comAdvance Up to 99%Fee –Funding 1 hourRecourse: –No integration yetLove's Financial provides freight factoring for owner-operators and larger fleets. Carriers can combine it with fuel discounts and services at Love's travel stops.Checked 2026-10-01 · View profile →
- Denimdenim.comAdvance –Fee –Funding –Recourse: –No integration yetDenim provides factoring for freight brokers and trucking companies. Its platform combines funding with payments, collections and back-office work.Checked 2026-10-01 · View profile →
- Phoenix Capital GroupDes Moines, IAAdvance Up to 100%Fee –Funding 48 hoursRecourse: –No integration yetPhoenix Capital Group provides freight factoring for trucking companies of different sizes. Its services include non-recourse factoring, fuel cards and equipment financing for existing clients.Checked 2026-10-01 · View profile →
- WEXCleveland, OHAdvance –Fee –Funding 24 hoursRecourse: –No integration yetWEX Capital buys freight invoices from carriers and offers funding linked to a fuel card. Customers can choose which invoices to factor and receive broker credit analysis and account support.Checked 2026-10-01 · View profile →
- Firstline Funding Groupbankeasy.comAdvance Up to 100%Fee –Funding –Recourse: –No integration yetFirstLine Funding Group is a division of First Bank & Trust that buys freight bills from owner-operators, fleets and brokers. Clients can submit invoices electronically and work with a personal account manager.Checked 2026-10-01 · View profile →
- eCapitalecapital.comAdvance Up to 100%Fee –Funding 1 hourRecourse: –No integration yeteCapital provides freight factoring and other working-capital financing for businesses. Its online tools support invoice and funding management.Checked 2026-10-01 · View profile →
- SmartTrucker(404) 738-7125Advance –Fee –Funding –Recourse: –No integration yetView SmartTrucker's contact details and published terms.Check current terms with the company · View profile →
- TRU Fundingtrufunding.netAdvance –Fee –Funding –Recourse: –Works with Vektor one-clickTRU Funding provides freight factoring with same-day payment options. Carriers can also use its fuel cards and market analysis tools.Checked 2026-10-01 · View profile →
- Porter Freight Fundingporterfreightfunding.comAdvance Up to 100%Fee From 1.5%Funding 24 hoursRecourse: –No integration yetPorter Freight Funding provides factoring and fuel-card services for truckers. Its PorterGO tools support invoice submission, and its team works on collecting unpaid invoices.Checked 2026-09-19 · View profile →
- Saint John Capitalsaintjohncapital.comAdvance 100%Fee –Funding –Recourse: –No integration yetSaint John Capital provides freight factoring and cash advances to trucking businesses. Carriers can submit paperwork through its portal and access fuel cards and a line of credit.Checked 2026-10-01 · View profile →
- Strato Paystratopay.comAdvance –Fee –Funding 1.5 hoursRecourse: –No integration yetStrato Pay provides factoring for carriers and freight brokers. Its services include invoice administration and a fuel-discount program.Checked 2026-10-01 · View profile →
- BasicBlockbasicblock.ioAdvance –Fee 2.5% to 2.5%Funding 24 hoursRecourse: –No integration yetBasicBlock provides freight factoring for owner-operators and fleets. Carriers submit paperwork to receive funding, with fuel solutions and an optional instant-payment service also available.Checked 2026-10-01 · View profile →
- Bobtailbobtail.comAdvance –Fee Up to 3.24%Funding –Recourse: –No integration yetBobtail provides freight factoring and fleet cards for trucking businesses. It manages invoice collections and offers a month-to-month agreement.Checked 2026-10-01 · View profile →
- Capital DepotDes Plaines, ILAdvance Up to 97%Fee –Funding 24 hoursRecourse: –No integration yetCapital Depot provides freight factoring to help carriers cover operating costs while invoices are unpaid. Its team handles invoice verification and collections.Checked 2026-10-01 · View profile →
- Flat Rate Fundingflatratefunding.comAdvance –Fee –Funding –Recourse: –No integration yetThe Flat Rate Funding website now directs visitors to RoadEx. RoadEx offers non-recourse invoice factoring for new, small and midsize carriers.Checked 2026-10-01 · View profile →
- Guideon Capitalguideoncapital.comAdvance Up to 97%Fee –Funding 24 hoursRecourse: –No integration yetGuideOn Capital Solutions provides freight factoring for transportation companies of different sizes. Clients can also use fuel cards and a digital wallet to manage funds.Checked 2026-10-01 · View profile →
- Pro Fundingprofunding.comAdvance –Fee –Funding 24 hoursRecourse: –No integration yetPro Funding provides freight factoring and invoice administration for trucking companies. Carriers submit invoices through its software and receive support with collections.Checked 2026-10-01 · View profile →
- Transportation Finance Corptfcfactoring.comAdvance –Fee –Funding –Recourse: –No integration yetTransportation Finance Corp offers factoring for freight invoices. Its website lets carriers request a factoring quote.Checked 2026-10-01 · View profile →
- Aladdin Financialaladdincap.comAdvance –Fee –Funding –Recourse: –No integration yetAladdin provides invoice factoring and fleet factoring for transportation businesses. It handles billing and collections and offers same-day and next-day payment options.Checked 2026-10-01 · View profile →
- ComFreight HaulPayhaulpay.ioAdvance –Fee Up to 3%Funding –Recourse: –No integration yetHaulPay provides digital freight factoring for carriers with protection against customer credit risk. Its apps support invoicing, customer credit checks and payment tracking.Checked 2026-10-01 · View profile →
- Integra Funding Solutionsintegrafunding.comAdvance –Fee –Funding –Recourse: –No integration yetIntegra Funding provides invoice factoring as a division of T Bank. Clients work with an account manager in Fort Worth to arrange funding against receivables.Checked 2026-10-01 · View profile →
- iThriveithrivefunding.comAdvance –Fee –Funding 24 hoursRecourse: –No integration yetiThrive Funding provides invoice factoring for trucking businesses. Its service includes fuel cards and support for managing cash flow between loads.Checked 2026-10-01 · View profile →
- JD Factorsjdfactors.comAdvance –Fee –Funding 24 hoursRecourse: –No integration yetJD Factors provides non-recourse invoice factoring tailored to a business's cash-flow needs. Once an account is established, clients submit invoices for funding while JD Factors manages credit and collections.Checked 2026-10-01 · View profile →
- RXO Extra Factoringrxo.comAdvance –Fee –Funding –Recourse: –No integration yetRXO Extra offers factoring services for freight carriers. Its team supports funding setup, with payment options that can be paired with a LoadPay account.Checked 2026-10-01 · View profile →
- Solishubsolishub.comAdvance –Fee –Funding –Recourse: –No integration yetSolisHub provides invoice factoring and receivables management. Its website also describes fuel-discount services for customers.Checked 2026-10-01 · View profile →
- TAFStafs.comAdvance –Fee –Funding –Recourse: –No integration yetThe TAFS website redirects visitors to eCapital. That site offers freight factoring alongside other forms of business financing.Checked 2026-10-01 · View profile →
- Thunder Fundingthunderfunding.comAdvance –Fee –Funding –Recourse: –No integration yetThunder Funding provides freight factoring for owner-operators and fleets. Its mobile app supports invoice submissions, fuel-advance requests and broker credit checks.Checked 2026-10-01 · View profile →
- Acertus QuickPayAdvance –Fee –Funding –Recourse: –No integration yetView Acertus QuickPay's contact details and published terms.Check current terms with the company · View profile →
- Best FactoringAdvance –Fee –Funding –Recourse: –No integration yetView Best Factoring's contact details and published terms.Check current terms with the company · View profile →
- Bridge Haulbridgehaul.comAdvance 100%Fee –Funding –Recourse: –No integration yetBridgeHaul provides freight factoring alongside fuel cards and carrier software. Carriers can submit invoices, check broker credit and manage load documents in its mobile app.Checked 2026-10-01 · View profile →
- Cars Arrive QuickPaycarsarrive.comAdvance –Fee –Funding –Recourse: –No integration yetCarsArrive connects vehicle shippers with transport carriers through an online marketplace. Carriers can find loads and manage delivery information through its website and mobile app.Checked 2026-10-01 · View profile →
- Cashway FundingAdvance –Fee –Funding –Recourse: –No integration yetView Cashway Funding's contact details and published terms.Check current terms with the company · View profile →
- Catalyst Financialcatfinco.comAdvance –Fee –Funding 24 hoursRecourse: –No integration yetCatalyst Financial Company provides invoice factoring for businesses including freight and transportation firms. Its funding is based on customer receivables and is intended as an alternative to bank financing.Checked 2026-10-01 · View profile →
- CCT Factoringcctfactoring.comAdvance Up to 100%Fee –Funding –Recourse: –No integration yetCCT Factoring provides freight factoring with automated billing and online financial reporting. Carriers can check approved brokers and track funding requests through its platform.Checked 2026-10-01 · View profile →
- Century Financecenturyfinance.comAdvance –Fee –Funding –Recourse: –No integration yetCentury Finance provides freight factoring and handles invoice preparation and collections for carriers. It also offers access to fuel-card discounts.Checked 2026-10-01 · View profile →
- Compass Funding Solutionscompassfs.netAdvance –Fee –Funding 24 hoursRecourse: –No integration yetCompass Funding Solutions provides factoring for transportation businesses. Its client tools let carriers track invoices, broker credit and funding, with fuel-card services also available.Checked 2026-10-01 · View profile →
- Dorado Financedoradofinance.comAdvance Up to 100%Fee –Funding –Recourse: –No integration yetDorado Finance provides invoice factoring for logistics firms and other businesses that sell to businesses. Clients sell unpaid invoices to obtain working capital.Checked 2026-10-01 · View profile →
- Eden Transport CapitalAdvance –Fee –Funding –Recourse: –No integration yetView Eden Transport Capital's contact details and published terms.Check current terms with the company · View profile →
- Frontier Fundingfrontierfundinginc.comAdvance –Fee –Funding –Recourse: –No integration yetFrontier Funding provides freight factoring and receivables management for carriers. Its services include broker credit checks, online account access and a fuel-card partner program.Checked 2026-10-01 · View profile →
- Frontline Capitalfrontlinecapital.comAdvance –Fee –Funding –Recourse: –No integration yetFrontline Capital offers invoice factoring for trucking companies. It customizes funding arrangements and provides fuel-card services.Checked 2026-10-01 · View profile →
- Great Plains Transportation Servicesgrtplains.comAdvance –Fee –Funding 24 hoursRecourse: –No integration yetGreat Plains Transportation Services provides freight factoring with recourse and non-recourse plans. It also manages receivables and offers a fuel-card program.Checked 2026-10-01 · View profile →
- Integrity Factoringintegrityfactoring.comAdvance –Fee –Funding –Recourse: –No integration yetIntegrity Factoring provides invoice factoring for trucking and oilfield businesses. It also offers fuel cards and related trucking services.Checked 2026-10-01 · View profile →
- Invoice Payment System Corpinvoicepayment.caAdvance –Fee –Funding –Recourse: –No integration yetInvoice Payment System provides invoice financing for businesses, including trucking companies. Its online service supports invoice submission and access to business credit information.Checked 2026-10-01 · View profile →
- Olimp FactoringAdvance –Fee –Funding –Recourse: –No integration yetView Olimp Factoring's contact details and published terms.Check current terms with the company · View profile →
- OpenRoad Financialopenroad.incAdvance –Fee –Funding –Recourse: –No integration yetOpenRoad Financial Services provides freight factoring and fuel cards. Its factoring service includes broker credit checks and help managing receivables.Checked 2026-10-01 · View profile →
- Partners Fundinggetpartnersfunding.comAdvance –Fee –Funding –Recourse: –No integration yetPartners Funding provides accounts-receivable factoring for small businesses and trucking companies. It is part of Scale Bank and offers a fuel-card program alongside funding.Checked 2026-10-01 · View profile →
- QP Capitalqpfactoring.comAdvance –Fee –Funding 24 hoursRecourse: –No integration yetQP Capital operates as QP Trucking Solutions and provides invoice factoring. The company also offers trucking insurance and business setup services.Checked 2026-10-01 · View profile →
- Single Pointsinglepointcapital.comAdvance –Fee –Funding –Recourse: –No integration yetSingle Point Capital provides invoice factoring for transportation and other business industries. Its trucking services also include fuel discounts and insurance financing support.Checked 2026-10-01 · View profile →
- TBS Factoringtbsfactoring.comAdvance –Fee –Funding –Recourse: –No integration yetTBS provides freight factoring with recourse and non-recourse options. Its mobile app lets carriers submit paperwork, check customer credit and request fuel advances.Checked 2026-10-01 · View profile →
- TortugaAdvance –Fee –Funding –Recourse: –No integration yetView Tortuga's contact details and published terms.Check current terms with the company · View profile →
- TQL Factoringtql.comAdvance –Fee –Funding –Recourse: –No integration yetTQL offers quick-pay options to carriers hauling its loads. Its carrier dashboard accepts payment paperwork and shows payment information.Checked 2026-10-01 · View profile →
- Transport Clearing Easttceast.comAdvance –Fee –Funding –Recourse: –No integration yetTransport Clearings East provides freight factoring for trucking and logistics companies. Its online tools let members manage invoices, reports and payments.Checked 2026-10-01 · View profile →
- Transport Factoringtransportfactoring.comAdvance –Fee –Funding 24 hoursRecourse: –No integration yetTransport Factoring buys transportation receivables and also serves other business-to-business industries. It handles invoice mailing and account maintenance while clients choose which accounts to factor.Checked 2026-10-01 · View profile →
- Treadstone CapitalAdvance –Fee –Funding –Recourse: –No integration yetView Treadstone Capital's contact details and published terms.Check current terms with the company · View profile →
- WinfactAdvance –Fee –Funding –Recourse: –No integration yetView Winfact's contact details and published terms.Check current terms with the company · View profile →
Fleet-paid figures are anonymised aggregates of what fleets on Vektor pay this company. Published figures come from the company's own site.
Popularity is not an endorsement. Lowest fee uses the published starting fee or, when no fee is published, the lower end of the typical fleet-paid band. Companies without either appear last.
What is freight factoring?
Freight factoring lets a carrier sell unpaid freight invoices to a factoring company. The factor advances part of the invoice value and collects payment from the broker, helping the carrier cover fuel, payroll and the next load.
The carrier pays a fee for that service. Compare the advance, reserve, fee schedule, payment timing and recourse terms, then ask for a written quote. Published rates are a starting point; the agreement determines the actual cost.
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